{"id":1904,"date":"2026-11-10T00:39:46","date_gmt":"2026-11-10T00:39:46","guid":{"rendered":"https:\/\/wells-ins.com\/?p=1904"},"modified":"2026-11-10T00:39:47","modified_gmt":"2026-11-10T00:39:47","slug":"lifebrelliance","status":"publish","type":"post","link":"https:\/\/wells-ins.com\/ja\/hongkong-insurance\/lifebrelliance\/","title":{"rendered":"\u300c\u4e07\u4e00\u306e\u4fdd\u969c\u300d\u3068\u300c\u78ba\u5b9f\u306a\u8cc7\u7523\u5f62\u6210\u300d\u3092\u4e21\u7acb\u3059\u308b\u672c\u683c\u6d3e\u30fb\u6709\u5206\u914d\u578b\u7d42\u8eab\u4fdd\u967a\u306e\u9b45\u529b"},"content":{"rendered":"\n<p>\u3053\u3093\u306b\u3061\u306f\u3001<strong><span class=\"has-inline-color has-vivid-cyan-blue-color\">Wells Insurance Hong Kong<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p><em><span class=\"has-inline-color has-cyan-bluish-gray-color\">\u4ee5\u4e0b\u306e\u5185\u5bb9\u306f\u3001\u7279\u5b9a\u5546\u54c1\u306e\u8ca9\u58f2\u3084\u3001\u8cfc\u5165\u3078\u306e\u52e7\u8a98\u3092\u610f\u56f3\u3057\u305f\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u65e5\u672c\u975e\u5c45\u4f4f\u8005\u306b\u5bfe\u3057\u3001\u56fd\u5916\u306b\u304a\u3051\u308b\u8cc7\u7523\u904b\u7528\u306e\u4e00\u822c\u7684\u306a\u60c5\u5831\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u306e\u307f\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/span><\/em><\/p>\n\n\n\n<p>\u300c<strong>\u4e07\u4e00\u306e\u4e8b\u614b\u306b\u5099\u3048\u308b\u6b7b\u4ea1\u4fdd\u969c\u306f\u3057\u3063\u304b\u308a\u78ba\u4fdd\u3057\u305f\u3044\u3051\u308c\u3069\u3001\u639b\u3051\u6368\u3066\u306b\u306f\u3057\u305f\u304f\u306a\u3044<\/strong>\u300d \u300c<strong>\u5b50\u3069\u3082\u306e\u6210\u9577\u3084\u81ea\u5206\u305f\u3061\u306e\u8001\u5f8c\u306b\u5411\u3051\u3066\u3001\u78ba\u5b9f\u304b\u3064\u52b9\u7387\u7684\u306a\u8cc7\u7523\u5f62\u6210\u3082\u4e26\u884c\u3057\u3066\u9032\u3081\u305f\u3044<\/strong>\u300d- \u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u304c\u5909\u5316\u3059\u308b\u306a\u304b\u3067\u3001\u3053\u306e\u3088\u3046\u306a\u30cb\u30fc\u30ba\u3092\u62b1\u3048\u308b\u65b9\u306f\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u65e5\u672c\u306e\u4e00\u822c\u7684\u306a\u751f\u547d\u4fdd\u967a\u3067\u306f\u300c\u4fdd\u969c\u91cd\u8996\uff08\u639b\u3051\u6368\u3066\uff09\u300d\u304b\u300c\u8caf\u84c4\u91cd\u8996\uff08\u4f4e\u89e3\u7d04\u8fd4\u623b\u91d1\u578b\u306a\u3069\uff09\u300d\u306e\u4e8c\u8005\u629e\u4e00\u306b\u306a\u308a\u304c\u3061\u3067\u3059\u304c\u3001\u4e16\u754c\u5c48\u6307\u306e\u91d1\u878d\u30bb\u30f3\u30bf\u30fc\u3067\u3042\u308b\u9999\u6e2f\u306e\u4fdd\u967a\u5e02\u5834\u306b\u306f\u3001<strong><span class=\"has-inline-color has-vivid-red-color\">\u300c\u9ad8\u3044\u6b7b\u4ea1\u4fdd\u969c\u300d\u3068\u300c\u9577\u671f\u7684\u306a\u8cc7\u7523\u6210\u9577\u300d\u3092\u9ad8\u6b21\u5143\u3067\u30d0\u30e9\u30f3\u30b9\u3055\u305b\u305f\u6709\u5206\u914d\u578b\uff08Participating\uff09\u7d42\u8eab\u4fdd\u967a<\/span><\/strong>\u304c\u5b58\u5728\u3057\u307e\u3059\u3002\u672c\u8a18\u4e8b\u3067\u306f\u3001\u7279\u5b9a\u306e\u4fdd\u967a\u4f1a\u793e\u3084\u5546\u54c1\u540d\u3092\u51fa\u3055\u305a\u306b\u3001\u3053\u306e\u30bf\u30a4\u30d7\u306e\u9999\u6e2f\u7d42\u8eab\u4fdd\u967a\u304c\u6301\u3064\u4ed5\u7d44\u307f\u3068\u4ee3\u8868\u7684\u306a\u5f37\u307f\u3001\u305d\u3057\u3066\u6d3b\u7528\u6cd5\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h2>\u4fdd\u969c\u3068\u8caf\u84c4\u30921\u672c\u3067\u53f6\u3048\u308b\u300c\u6709\u5206\u914d\u578b\u7d42\u8eab\u4fdd\u967a\u300d\u306e\u4ed5\u7d44\u307f<\/h2>\n\n\n\n<p id=\"p-rc_cb24f129f00c7510-30\">\u9999\u6e2f\u306e\u4e3b\u8981\u5927\u624b\u4fdd\u967a\u4f1a\u793e\u304c\u63d0\u4f9b\u3059\u308b\u6709\u5206\u914d\u578b\u7d42\u8eab\u4fdd\u967a\u306f\u3001\u88ab\u4fdd\u967a\u8005\u304c100\u6b73\uff08\u307e\u305f\u306f\u7d42\u8eab\uff09\u306b\u9054\u3059\u308b\u307e\u3067\u306e\u9577\u671f\u9593\u306b\u308f\u305f\u308a\u3001\u624b\u539a\u3044\u6b7b\u4ea1\u4fdd\u969c\u3068\u89e3\u7d04\u8fd4\u623b\u91d1\uff08\u30ad\u30e3\u30c3\u30b7\u30e5\u30d0\u30ea\u30e5\u30fc\uff09\u3092\u7a4d\u307f\u4e0a\u3052\u3066\u3044\u304f\u5546\u54c1\u8a2d\u8a08\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n\n\n\n<p id=\"p-rc_cb24f129f00c7510-31\">\u5927\u304d\u304f\u5206\u3051\u3066\u4ee5\u4e0b\u306e3\u3064\u306e\u8981\u7d20\u3067\u8cc7\u7523\u4fa1\u5024\u304c\u69cb\u6210\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<ol><li><strong>\u78ba\u5b9a\u89e3\u7d04\u8fd4\u623b\u91d1\uff08Guaranteed Cash Value\uff09<\/strong>\u5951\u7d04\u6642\u306b\u7d04\u675f\u3055\u308c\u305f\u4fdd\u8a3c\u90e8\u5206\u306e\u89e3\u7d04\u8fd4\u623b\u91d1\u3067\u3059\u3002\u5e74\u6570\u306e\u7d4c\u904e\u3068\u3068\u3082\u306b\u7740\u5b9f\u306b\u7a4d\u307f\u4e0a\u304c\u308a\u307e\u3059\u3002<\/li><li><strong>\u7a4d\u7acb\u578b\u82f1\u5f0f\u30dc\u30fc\u30ca\u30b9\uff08Reversionary Bonus\uff09<\/strong>\u904b\u7528\u5b9f\u7e3e\u306b\u5fdc\u3058\u3066\u901a\u5e383\u5e74\u76ee\u4ee5\u964d\u304b\u3089\u6bce\u5e74\u5272\u308a\u5f53\u3066\u3089\u308c\u308b\u975e\u4fdd\u8a3c\u306e\u30dc\u30fc\u30ca\u30b9\u3067\u3059\u3002\u4e00\u5ea6\u78ba\u5b9a\uff08\u5ba3\u8a00\uff09\u3057\u305f\u5206\u306f\u5951\u7d04\u5185\u306b\u7d44\u307f\u8fbc\u307e\u308c\u3001\u4fdd\u8a3c\u8cc7\u7523\u306b\u5909\u308f\u308b\u3068\u3044\u3046\u5f37\u307f\u3092\u6301\u3063\u3066\u3044\u307e\u3059\u3002<\/li><li><strong>\u7d42\u672b\u671f\u30dc\u30fc\u30ca\u30b9\uff08Terminal Bonus\uff09<\/strong>\u89e3\u7d04\u6642\u3084\u6e80\u671f\u6642\u3001\u3042\u308b\u3044\u306f\u6b7b\u4ea1\u7d66\u4ed8\u91d1\u306e\u652f\u6255\u6642\u306b\u4e00\u62ec\u3067\u652f\u6255\u308f\u308c\u308b\u7279\u5225\u30dc\u30fc\u30ca\u30b9\u3067\u3059\u3002<\/li><\/ol>\n\n\n\n<p>\u4e00\u822c\u7684\u306a\u300c\u8caf\u84c4\u7279\u5316\u578b\u4fdd\u967a\u300d\u3068\u7570\u306a\u308a\u3001<strong>\u52a0\u5165\u521d\u671f\u304b\u3089\u9ad8\u3044\u4fdd\u969c\u500d\u7387\uff08\u4fdd\u967a\u91d1\u984d\uff09\u304c\u8a2d\u5b9a\u3055\u308c\u308b<\/strong>\u305f\u3081\u3001\u4e16\u5e2f\u4e3b\u306e\u4e07\u4e00\u306e\u30ea\u30b9\u30af\u306b\u5099\u3048\u3064\u3064\u3001\u5f8c\u534a\u306f\u8001\u5f8c\u8cc7\u91d1\u3084\u8cc7\u7523\u627f\u7d99\u306e\u539f\u8cc7\u3068\u3057\u3066\u6d3b\u7528\u3067\u304d\u308b\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u69cb\u9020\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h2>\u4e3b\u306a\u7279\u5fb4\u3068\u9078\u3070\u308c\u308b\u7406\u7531<\/h2>\n\n\n\n<h3 id=\"p-rc_cb24f129f00c7510-35\">\u2460 \u67d4\u8edf\u306a\u6599\u7387\u30fb\u6255\u8fbc\u671f\u9593\u306e\u9078\u629e\u80a2<\/h3>\n\n\n\n<p>\u4fdd\u967a\u6599\u306e\u6255\u8fbc\u671f\u9593\u306f\u300c5\u5e74\u30fb10\u5e74\u30fb15\u5e74\u30fb20\u5e74\u300d\u306a\u3069\u3001\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u5408\u308f\u305b\u3066\u67d4\u8edf\u306b\u9078\u629e\u53ef\u80fd\u3067\u3059\u3002\u300c\u73fe\u5f79\u3067\u53ce\u5165\u304c\u5b89\u5b9a\u3057\u3066\u3044\u308b5\u5e74\u301c10\u5e74\u306e\u9593\u306b\u77ed\u671f\u96c6\u4e2d\u3067\u6255\u3044\u8fbc\u307f\u3092\u7d42\u3048\u3001\u305d\u306e\u5f8c\u306e\u904b\u7528\u671f\u9593\u3092\u9577\u304f\u78ba\u4fdd\u3059\u308b\u300d\u3068\u3044\u3063\u305f\u6226\u7565\u304c\u4eba\u6c17\u3092\u96c6\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3>\u2461 \u4eba\u751f\u306e\u7bc0\u76ee\u3092\u652f\u3048\u308b\u30e9\u30a4\u30d5\u30a4\u30d9\u30f3\u30c8\u5bfe\u5fdc\u6a5f\u80fd\uff08\u30aa\u30d7\u30b7\u30e7\u30f3\u6a5f\u80fd\uff09<\/h3>\n\n\n\n<p>\u6700\u65b0\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u4fdd\u967a\u5546\u54c1\u306b\u306f\u3001\u4eba\u751f\u306e\u91cd\u5927\u306a\u30a4\u30d9\u30f3\u30c8\u304c\u767a\u751f\u3057\u305f\u969b\u306b\u5951\u7d04\u3092\u67d4\u8edf\u306b\u5909\u66f4\u30fb\u8abf\u6574\u3067\u304d\u308b\u4ed8\u5e2f\u6a5f\u80fd\u304c\u5099\u308f\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<ul><li><strong>\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5909\u66f4\u306b\u4f34\u3046\u5897\u984d\u30fb\u8abf\u6574\u9078\u629e\u80a2<\/strong>\uff08\u7d50\u5a5a\u3001\u5b50\u3069\u3082\u306e\u8a95\u751f\u30fb\u990a\u5b50\u7e01\u7d44\u3001\u5927\u5b66\u5352\u696d\u3001\u4ed6\u56fd\u3078\u306e\u79fb\u4f4f\u306a\u3069\uff09<\/li><li><strong>\u4fdd\u967a\u6599\u6255\u8fbc\u514d\u9664\u7279\u7d04<\/strong>\uff08\u5951\u7d04\u8005\u304c\u6b7b\u4ea1\u307e\u305f\u306f\u5b8c\u5168\u969c\u5bb3\u3092\u8ca0\u3063\u305f\u969b\u3001\u6b8b\u308a\u306e\u4fdd\u967a\u6599\u652f\u6255\u3044\u304c\u514d\u9664\u3055\u308c\u3001\u4fdd\u969c\u304c\u7d99\u7d9a\u3059\u308b\u6a5f\u80fd\uff09<\/li><\/ul>\n\n\n\n<h3>\u2462 \u5e74\u91d1\u5316\uff08\u30ea\u30d0\u30fc\u30b9\u30fb\u30e2\u30fc\u30b2\u30fc\u30b8\u7b49\uff09\u306b\u3088\u308b\u8001\u5f8c\u53ce\u5165\u5316<\/h3>\n\n\n\n<p>\u4e00\u5b9a\u306e\u5e74\u9f62\uff0855\u6b73\u301c70\u6b73\u4ee5\u964d\u306a\u3069\uff09\u306b\u9054\u3057\u305f\u969b\u3001\u7a4d\u307f\u4e0a\u304c\u3063\u305f\u89e3\u7d04\u8fd4\u623b\u91d1\u3092\u30d9\u30fc\u30b9\u306b\u5b9a\u671f\u7684\u306a\u5e74\u91d1\u53d7\u53d6\u5f62\u5f0f\u3078\u5909\u66f4\u3057\u305f\u308a\u3001\u516c\u7684\u306a\u9006\u4f4f\u5b85\u30ed\u30fc\u30f3\u5236\u5ea6\uff08Policy Reverse Mortgage Programme\u7b49\uff09\u306e\u9069\u683c\u30d7\u30e9\u30f3\u3068\u3057\u3066\u6d3b\u7528\u3057\u3001\u751f\u6daf\u306b\u308f\u305f\u308b\u5b89\u5b9a\u53ce\u5165\u306b\u5909\u63db\u3059\u308b\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<h2>\u3069\u306e\u3088\u3046\u306a\u65b9\u306b\u5411\u3044\u3066\u3044\u308b\u304b\uff1f<\/h2>\n\n\n\n<p><strong>\u73fe\u5f79\u4e16\u4ee3\u306e\u30d5\u30a1\u30df\u30ea\u30fc\u5c64<\/strong> \u5b50\u3069\u3082\u306e\u6210\u9577\u671f\u306b\u306f\u624b\u539a\u3044\u6b7b\u4ea1\u4fdd\u969c\u3067\u5bb6\u65cf\u3092\u5b88\u308a\u3001\u5b50\u3069\u3082\u304c\u72ec\u7acb\u3057\u305f\u5f8c\u306f\u81ea\u5206\u305f\u3061\u306e\u8001\u5f8c\u8cc7\u91d1\uff08\u5e74\u91d1\u539f\u8cc7\uff09\u306b\u30b7\u30d5\u30c8\u3057\u305f\u3044\u65b9\u3002<\/p>\n\n\n\n<p><strong>\u7c73\u30c9\u30eb\u5efa\u3066\u8cc7\u7523\u3092\u4e2d\u9577\u671f\u3067\u69cb\u7bc9\u3057\u305f\u3044\u65b9<\/strong> 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