{"id":1630,"date":"2026-01-13T05:09:03","date_gmt":"2026-01-13T05:09:03","guid":{"rendered":"https:\/\/wells-ins.com\/?p=1630"},"modified":"2026-01-13T05:09:05","modified_gmt":"2026-01-13T05:09:05","slug":"pf2026","status":"publish","type":"post","link":"https:\/\/wells-ins.com\/zh\/hongkong-insurance\/pf2026\/","title":{"rendered":"\u6839\u5f37\u3044\u4eba\u6c17\u3002\u30ec\u30d0\u30ec\u30c3\u30b8\u3092\u4f7f\u3063\u3066\u4fdd\u967a\u3092\u8cfc\u5165\u300c\u30d7\u30ec\u30df\u30a2\u30e0\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u300d"},"content":{"rendered":"\n

\u3053\u3093\u306b\u3061\u306f\u3001Wells Insurance Hong Kong<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n

\u4ee5\u4e0b\u306e\u5185\u5bb9\u306f\u3001\u7279\u5b9a\u5546\u54c1\u306e\u8ca9\u58f2\u3084\u3001\u8cfc\u5165\u3078\u306e\u52e7\u8a98\u3092\u610f\u56f3\u3057\u305f\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u65e5\u672c\u975e\u5c45\u4f4f\u8005\u306b\u5bfe\u3057\u3001\u56fd\u5916\u306b\u304a\u3051\u308b\u8cc7\u7523\u904b\u7528\u306e\u4e00\u822c\u7684\u306a\u60c5\u5831\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u306e\u307f\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/span><\/em><\/p>\n\n\n\n

\u4fdd\u967a\u306b\u30ec\u30d0\u30ec\u30c3\u30b8\u2026\uff1f<\/h2>\n\n\n\n

\u4fdd\u967a\u306e\u89e3\u7d04\u8fd4\u623b\u91d1\u3092\u62c5\u4fdd\u306b\u878d\u8cc7\u3092\u53d7\u3051\u3001\u501f\u5165\u91d1\u3092\u4fdd\u967a\u6599\u306e\u652f\u6255\u3044\u306b\u5145\u3066\u308b\u3053\u3068\u306b\u3088\u3063\u3066\u3001\u672c\u6765\u652f\u6255\u3046\u3079\u304d\u3067\u3042\u308b\u4fdd\u967a\u6599\u3088\u308a\u3082\u5c11\u306a\u3044\u81ea\u5df1\u8ca0\u62c5\u3067\u4fdd\u967a\u3092\u8cfc\u5165\u3059\u308b\u3068\u3044\u3046\u300c\u30d7\u30ec\u30df\u30a2\u30e0\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9(\u201dPremium Financing\u201d)<\/span><\/strong>\u300d\u3002\u300c\u4fdd\u967a\u306e\u89e3\u7d04\u8fd4\u623b\u91d1\u3092\u62c5\u4fdd\u306b\u878d\u8cc7\u3092\u53d7\u3051\u308b\u300d\u3068\u3044\u3046\u70b9\u306b\u304a\u3044\u3066\u306f\u3001\u65e5\u672c\u306e\u751f\u4fdd\u3067\u3082\u63d0\u4f9b\u3057\u3066\u3044\u308b\u300c\u5951\u7d04\u8005\u8cb8\u4ed8\u5236\u5ea6\u300d\u3068\u5909\u308f\u308a\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u30d7\u30ec\u30df\u30a2\u30e0\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306e\u5834\u5408\u306f\u501f\u5165\u91d1\u306e\u4f7f\u9014\u304c\u4fdd\u967a\u6599\u306e\u652f\u6255\u3044\u306b\u9650\u3089\u308c\u3066\u3044\u3066(\uff1d\u4fdd\u967a\u6599\u878d\u8cc7)<\/span><\/strong>\u3001\u6700\u8fd1\u306f\u91d1\u5229\u9ad8\u6b62\u307e\u308a\u3082\u3042\u3063\u3066\u4ee5\u524d\u3088\u308a\u3060\u3044\u3076\u4e0b\u706b\u306b\u306a\u308a\u307e\u3057\u305f\u304c\u3001\u73fe\u5728\u3067\u3082\u305f\u307e\u306b\u304a\u554f\u3044\u5408\u308f\u305b\u3092\u3044\u305f\u3060\u304f\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

\u30b1\u30fc\u30b9\u30b9\u30bf\u30c7\u30a3\u30fc<\/h2>\n\n\n\n

\u305d\u308c\u3067\u306f\u30b1\u30fc\u30b9\u30b9\u30bf\u30c7\u30a3\u30fc\u3092\u4e00\u3064\u3002\u4fdd\u967a\u3092\u8cfc\u5165\u3057\u3088\u3046\u3068\u3057\u3066\u4fdd\u967a\u4f1a\u793e\u306b\u898b\u7a4d\u3082\u308a\u3092\u983c\u3093\u3060\u3089\u3001\u7dcf\u6255\u8fbc\u4fdd\u967a\u6599\u304c744,000\u7c73\u30c9\u30eb\uff06\u5951\u7d04\u7de0\u7d50\u6642\u70b9\u306e\u4fdd\u8a3c\u89e3\u7d04\u8fd4\u623b\u91d1\u304c622,500\u7c73\u30c9\u30eb\u3067\u3042\u3063\u305f\u3068\u3057\u307e\u3057\u3087\u3046\u3002\u5951\u7d04\u6642\u70b9\u306e\u4fdd\u8a3c\u89e3\u7d04\u8fd4\u623b\u91d1\u304c\u91cd\u8981\u306a\u306e\u306f\u3001(\u307b\u3068\u3093\u3069\u306e\u5834\u5408)\u3053\u306e\u91d1\u984d\u304c\u501f\u308a\u5165\u308c\u306e\u7b97\u51fa\u57fa\u6e96\u306b\u306a\u308b\u304b\u3089\u3067\u3059\u3002\u3067\u3001\u5951\u7d04\u6642\u306e\u4fdd\u8a3c\u89e3\u7d04\u8fd4\u623b\u91d1\u306e\u6700\u592780%\u307e\u3067\u8cb8\u3057\u4ed8\u3051\u3066\u304f\u308c\u308b\u9280\u884c\u304c\u898b\u3064\u304b\u3063\u305f\u3068\u3057\u3066\u3001\u501f\u5165\u984d\u306f498,000\u7c73\u30c9\u30eb\u3002\u3053\u306e\u91d1\u984d\u304c\u4fdd\u967a\u6599\u306e\u652f\u6255\u3044\u306b\u5145\u3066\u3089\u308c\u308b\u308f\u3051\u3067\u3059\u304b\u3089\u3001\u5951\u7d04\u8005\u306e\u81ea\u5df1\u8ca0\u62c5\u306f246,000\u7c73\u30c9\u30eb(\uff0b\u91d1\u5229)\u3067\u6e08\u3080\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308b\u306e\u3067\u3059\u3002<\/p>\n\n\n\n

\u9805\u76ee<\/th>\u91d1\u984d<\/th><\/tr><\/thead>
\u7dcf\u6255\u8fbc\u4fdd\u967a\u6599<\/td>744,000\u7c73\u30c9\u30eb<\/td><\/tr>
\u5951\u7d04\u6642\u4fdd\u8a3c\u89e3\u7d04\u8fd4\u623b\u91d1<\/td>622,500\u7c73\u30c9\u30eb<\/td><\/tr>
\u6700\u5927\u501f\u5165\u984d<\/td>498,000\u7c73\u30c9\u30eb(622,500\u7c73\u30c9\u30eb x \u4eee\u5b9a80%)<\/td><\/tr>
\u5951\u7d04\u8005\u81ea\u5df1\u8ca0\u62c5\u4fdd\u967a\u6599<\/td>246,000\u7c73\u30c9\u30eb(744,000\u7c73\u30c9\u30eb-498,000\u7c73\u30c9\u30eb)<\/td><\/tr>
\u91d1\u5229(\u4f8b\u3001\u5229\u73875\uff05\/\u5e74\u00d710\u5e74)<\/td>249,000\u7c73\u30c9\u30eb(498,000\u7c73\u30c9\u30eb x 5% x 10 years)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

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\"\"<\/figure><\/div>\n\n\n\n

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\u3068\u3044\u3046\u898b\u89e3\u3092\u793a\u3057\u305f\u3002<\/em><\/p>\u30ed\u30a4\u30bf\u30fc(2025\u5e7412\u670818\u65e5)\u3000https:\/\/jp.reuters.com\/markets\/japan\/funds\/NM2CUSCIGRMTLPDJTUXH36RTRI-2024-08-23\/<\/a><\/cite><\/blockquote>\n\n\n\n

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