{"id":760,"date":"2023-11-20T00:07:08","date_gmt":"2023-11-20T00:07:08","guid":{"rendered":"https:\/\/wells-ins.com\/?p=760"},"modified":"2023-11-20T00:07:09","modified_gmt":"2023-11-20T00:07:09","slug":"solvencymarginratio2","status":"publish","type":"post","link":"https:\/\/wells-ins.com\/zh\/hongkong-insurance\/solvencymarginratio2\/","title":{"rendered":"\u9999\u6e2f\u3067\u4fdd\u967a\u30d6\u30fc\u30e0\u3002\u305d\u308c\u3067\u3082\u300c\u9999\u6e2f\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u5927\u4e08\u592b\u3067\u3059\u304b\uff1f\u300d\u3068\u3044\u3046\u554f\u3044"},"content":{"rendered":"\n<p>\u3053\u3093\u306b\u3061\u306f\u3001<strong><span class=\"has-inline-color has-vivid-cyan-blue-color\">Wells Insurance Hong Kong<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p><em><span class=\"has-inline-color 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noopener\">\u5be7\u308d\u9999\u6e2f\u306e\u4fdd\u967a\u696d\u754c\u306f\u6d3b\u6cc1\u306b\u6cb8\u3044\u3066\u3044\u308b<\/a>\u306e\u3067\u3059\u304c\u3001(\u7279\u306b\u65e5\u672c\u3067\u306f)\u306a\u304b\u306a\u304b\u4e00\u822c\u7684\u306b\u77e5\u3089\u308c\u308b\u8a71\u3067\u3082\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3089\u3001\u5fc3\u914d\u306b\u306a\u308b\u306e\u306f\u91cd\u3005\u7406\u89e3\u3067\u304d\u307e\u3059\u3002\u73fe\u72b6\u306f\u3055\u3066\u304a\u304d\u3001\u4fdd\u967a\u5546\u54c1\u306b\u3088\u308b\u904b\u7528\u306f\u4e2d\u9577\u671f\u7684\u306a\u8996\u70b9\u306b\u7acb\u3063\u305f\u3082\u306e\u304c\u591a\u3044\u308f\u3051\u3067\u3059\u304c\u3001\u6642\u3068\u3057\u3066\u4fdd\u967a\u4f1a\u793e\u3068\u306e\u9577\u3044\u304a\u4ed8\u304d\u5408\u3044\u306e\u9593\u306b\u306f\u3001\u5e02\u5834\u74b0\u5883\u3084\u7d4c\u6e08\u304c\u60aa\u5316\u3059\u308b\u3088\u3046\u306a\u5c40\u9762\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002\u5951\u7d04\u8005\u3068\u3057\u3066\u306f\u3001\u305d\u3093\u306a\u5c40\u9762\u3067\u3082\u7d4c\u55b6\u304c\u3073\u304f\u3068\u3082\u3057\u306a\u3044\u3088\u3046\u306a\u5f37\u3044\u4fdd\u967a\u4f1a\u793e\u3067\u3042\u3063\u3066\u6b32\u3057\u3044\u308f\u3051\u3067\u3059\u3002\u3044\u304f\u3089\u5546\u54c1\u304c\u9b45\u529b\u7684\u3067\u3042\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u4f1a\u793e\u304c\u5012\u7523\u3057\u3066\u3057\u307e\u3063\u3066\u306f\u56f0\u308a\u307e\u3059\u304b\u3089\u306d\u3002<\/p>\n\n\n\n<h2>\u4fdd\u967a\u4f1a\u793e\u306e\u7d4c\u55b6\u72b6\u614b\u3092\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046<\/h2>\n\n\n\n<p>\u900f\u660e\u6027\u304c\u91cd\u8996\u3055\u308c\u308b\u3053\u306e\u3054\u6642\u4e16\u3001\u69d8\u3005\u306a\u60c5\u5831\u3092\u30cd\u30c3\u30c8\u304b\u3089\u53d6\u5f97\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u4f8b\u3048<strong><span 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has-black-color\">\u3068\u3044\u3063\u305f\u60c5\u5831\u304c\u8f09\u3063\u3066\u3044\u308b\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\n\n\n\n<p>\u306a\u304a\u3001\u300c<strong><span class=\"has-inline-color has-vivid-red-color\">\u30bd\u30eb\u30d9\u30f3\u30b7\u30fc\u30de\u30fc\u30b8\u30f3\u6bd4\u7387<\/span><\/strong>\u300d\u3068\u306f\u3001\u4fdd\u967a\u696d\u6cd5\u3067\u5b9a\u3081\u3089\u308c\u305f\u6307\u6a19\u306e\u4e00\u3064\u3067\u3001\u901a\u5e38\u306e\u4e88\u6e2c\u4ee5\u4e0a\u306b\u767a\u751f\u3057\u305f\u30ea\u30b9\u30af\u306b\u5bfe\u3059\u308b\u300c\u652f\u6255\u4f59\u529b\u300d\u3092\u8868\u3057\u307e\u3059\u3002\u3082\u3046\u5c11\u3057\u5177\u4f53\u7684\u306b\u8a00\u3046\u3068\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u4fdd\u967a\u91d1\u652f\u6255\u3044\u306b\u5099\u3048\u3066\u7a4d\u307f\u7acb\u3066\u3066\u3044\u308b\u8cc7\u91d1\uff08\u8cac\u4efb\u6e96\u5099\u91d1\uff09\u3092\u4e0a\u56de\u3063\u3066\u6709\u3059\u308b\u300c\u652f\u6255\u3044\u4f59\u529b\uff08\uff1d\u30bd\u30eb\u30d9\u30f3\u30b7\u30fc\uff09\u300d\u3092\u6e2c\u308b\u305f\u3081\u306e\u6307\u6a19\u3067\u3042\u3063\u3066\u3001\u3053\u306e\u6570\u5b57\u304c\u9ad8\u3044\u307b\u3069\u4fe1\u7528\u6027\u304c\u9ad8\u3044\u3068\u8a00\u3048\u308b\u308f\u3051\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u9999\u6e2f\u306e\u4fdd\u967a\u696d\u306f1983\u5e746\u6708\u65bd\u884c\u3055\u308c\u305f\u300c\u4fdd\u967a\u516c\u53f8\u6761\u4f8b\u300d\u306b\u3088\u3063\u3066\u7ba1\u7406\u3055\u308c\u3066\u3044\u3066\u3001\u30bd\u30eb\u30d9\u30f3\u30b7\u30fc\u30de\u30fc\u30b8\u30f3\u6bd4\u7387\u306b\u95a2\u3057\u3066\u306f100%\u3068\u3044\u3046\u306e\u304c\u5f53\u5c40\u304c\u4fdd\u967a\u4f1a\u793e\u306b\u6c42\u3081\u3066\u3044\u308b\u57fa\u6e96\u3067\u3059\u304c\u3001<strong>\u5b9f\u969b\u306b\u306f\u751f\u4fdd\u306b\u5bfe\u3057\u3066\u306f150%\u3001\u640d\u4fdd\u306b\u5bfe\u3057\u3066\u306f200%<\/strong>\u3068\u3044\u3046\u306e\u304c\u671f\u5f85\u5024\u3067\u3042\u308a\u3001\u73fe\u5b9f\u3068\u3057\u3066\u3053\u306e\u6570\u5b57\u3092\u4e0b\u56de\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u307e\u305a\u3042\u308a\u307e\u305b\u3093\u3002\u300c\u30a2\u30b8\u30a2\u306e\u4e00\u5927\u91d1\u878d\u30bb\u30f3\u30bf\u30fc\u300d\u3068\u3044\u3046\u91d1\u770b\u677f\u306b\u50b7\u304c\u4ed8\u304b\u306a\u3044\u3088\u3046\u5f53\u5c40\u3082\u53b3\u3057\u304f\u76e3\u8996\u3057\u307e\u3059\u3057\u3001\u91d1\u878d\u6a5f\u95a2\u3082\u5065\u5168\u306a\u7d4c\u55b6\u306b\u4e00\u751f\u61f8\u547d\u53d6\u308a\u7d44\u3080\u308f\u3051\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" width=\"986\" height=\"202\" src=\"https:\/\/wells-ins.com\/wp-content\/uploads\/2023\/11\/solvency-1.png\" alt=\"\" class=\"wp-image-762\"\/><figcaption>Consultation Paper on a<br>Risk-based Capital Framework<br>for the Insurance Industry of Hong Kong<br><a href=\"https:\/\/www.ia.org.hk\/en\/infocenter\/files\/rbc_consultation_paper.pdf\">https:\/\/www.ia.org.hk\/en\/infocenter\/files\/rbc_consultation_paper.pdf<\/a><\/figcaption><\/figure><\/div>\n\n\n\n<h2>\u4fdd\u967a\u4f1a\u793e\u304c\u5012\u7523\u3057\u305f\u3089\u3001\u79c1\u306e\u5951\u7d04\u306f\u3069\u3046\u306a\u308a\u307e\u3059\u304b\uff1f<\/h2>\n\n\n\n<p>\u8fd1\u4ee3\u4ee5\u964d\u3001\u9999\u6e2f\u3067\u4fdd\u967a\u4f1a\u793e\u304c\u5012\u7523\u3057\u305f\u3053\u3068\u306f\u306a\u3044\u306e\u3067\u3059\u304c\u3001\u305d\u308c\u3067\u3082\u300c<strong><span class=\"has-inline-color has-vivid-cyan-blue-color\">\u5012\u7523\u3057\u305f\u3089\u3069\u3046\u306a\u308a\u307e\u3059\u304b\uff1f<\/span><\/strong>\u300d\u3068\u3044\u3046\u8cea\u554f\u304c\u591a\u3044\u306e\u306f\u3001\u65e5\u672c\u3067\u306f\u5617\u3066\u6570\u5e74\u306e\u9593\u306b\u4fdd\u967a\u4f1a\u793e\u304c\u76f8\u6b21\u3044\u3067\u5012\u7523\u3057\u305f\u3068\u3044\u3046\u4f8b\u304c\u3042\u308b\u304b\u3089\u304b\u3082\u77e5\u308c\u307e\u305b\u3093\u3002\u305d\u306e\u6642\u306b\u306f\u3001\u5225\u306e\u4fdd\u967a\u4f1a\u793e\u306b\u5951\u7d04\u304c\u5f15\u304d\u7d99\u304c\u308c\u305f\u3082\u306e\u306e\u3001\u4e88\u5b9a\u5229\u7387\u304c\u4f4e\u4e0b\u3057\u305f\u308a\u3001\u5f15\u304d\u7d99\u304c\u308c\u305f\u5f8c\u306b\u65e9\u671f\u89e3\u7d04\u63a7\u9664\u306b\u3088\u308a\u89e3\u7d04\u8fd4\u623b\u91d1\u304c\u524a\u6e1b\u3055\u308c\u305f\u308a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" width=\"1257\" height=\"872\" src=\"https:\/\/wells-ins.com\/wp-content\/uploads\/2023\/11\/\u751f\u547d\u4fdd\u967a\u4f1a\u793e\u306e\u7834\u7dbb\u51e6\u7406.png\" alt=\"\" class=\"wp-image-763\"\/><figcaption>\u91d1\u878d\u5e81HP\u3088\u308a\uff1a<a href=\"https:\/\/www.fsa.go.jp\/ordinary\/hoken_hogo\/03.pdf\">https:\/\/www.fsa.go.jp\/ordinary\/hoken_hogo\/03.pdf<\/a><\/figcaption><\/figure><\/div>\n\n\n\n<p>\u65e5\u672c\u306e\u4fdd\u967a\u4f1a\u793e\u3068\u540c\u3058\u3088\u3046\u306b\u9999\u6e2f\u306e\u4fdd\u967a\u4f1a\u793e\u3067\u3082<strong><span class=\"has-inline-color 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Insurance Hong 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